In the past two years, consumer debts have touched an all-time high, mainly due to COVID-19. Bad debt management can and will break your bank account in no time, whether you have a high-paying job or a minimum wage job. If you want total financial freedom, handling your debts smartly is non-negotiable. If you are juggling multiple debts and are struggling to make the repayments on time, then you will be happy to know there are some ways to manage the strain of the monthly payments of your personal loans. Here are 5 ways through which you can lower the…