Whether you were born in the U.S. or you move here, understanding how credit reports and credit scores work is an important part of your financial life. Your credit score plays an essential role in pretty much everything related to your personal finances. Knowing what goes into your credit score and how it’s calculated can help empower you to make the decisions that will allow you to have a good score, and then you’ll have more financial opportunities as a result. “Even if you’re just looking for a new job or apartment, having a thin credit profile—meaning you don’t have…
How Are Credit Scores Calculated?
